e-OSCAR and Credit Disputes: What You Need to Know if You Report Credit

Everyone makes mistakes, even when it comes to reporting credit. In fact, at least 42 million times mistakes appear on consumer credit reports. A 2012 study by the Federal Trade Commission (FTC) found 20 percent of consumers have verified errors in their credit reports.  In one in 20 of those […]

What Is e-OSCAR and Why Should You Care?

As you learn more about reporting consumer credit to the bureaus, it’s easy to get lost in all of the industry’s terminology. Credit reporting is full of cryptic acronyms like CRA, DF, FICO, and FCRA. While each of those has a place in your credit reporting vocabulary, it’s important that […]