BOTHELL, Wash. (Sept. 25, 2019) – Datalinx LLC, a dedicated group of credit reporting specialists, is preparing for its inaugural exhibitor experience at the NABD/NIADA Conference set for Oct. 7-9 in Chicago. The Buy Here, Pay Here Subprime Conference is an annual event that brings multiple aspects of the used […]
Metro 2 Format: What You Need to Know
September 7, 2019 By Leave a Comment
If you’re among those who furnish credit account data regularly to credit reporting agencies, you’ve no doubt heard about the Metro 2 Format. The credit reporting industry has adopted a standard electronic data reporting format called the Metro 2 Format, and it’s designed to assist data furnishers, including banks, credit […]
What Is e-OSCAR and Why Should You Care?
August 30, 2019 By Leave a Comment
As you learn more about reporting consumer credit to the bureaus, it’s easy to get lost in all of the industry’s terminology. Credit reporting is full of cryptic acronyms like CRA, DF, FICO, and FCRA. While each of those has a place in your credit reporting vocabulary, it’s important that […]
Are There Still Only Three Major Credit Bureaus? Or Four?
July 26, 2019 By Leave a Comment
When the average person thinks about consumer credit reporting, usually only the “big three” credit bureaus immediately come to mind. Of course, Equifax, TransUnion, and Experian certainly gain the most media attention. Most lenders and consumer credit programs, including the Consumer Financial Protection Bureau, only mention these three bureaus. They’re […]
What is Credentialing, and How Does It Work?
June 28, 2019 By Leave a Comment
Reporting payment data to the credit bureaus is important to any business that extends credit to businesses or consumers. However, not every business makes the effort to report to the bureaus. Why? Sometimes, it’s because the credentialing process seems a hurdle too high to conquer. What is credentialing? Credentialing is […]