The coronavirus pandemic has reached the United States. Events of all kinds are cancelled, people are isolating themselves, and the stock market is crashing. These are strange days, indeed, and things are changing almost by the minute. It’s perfectly natural to be concerned about the future of your business. If […]
Coronavirus and Credit Reports: Will COVID-19 Impact Your Customers’ Payments?
March 18, 2020 By Leave a Comment
Will the New FICO 10 Scoring System Change How You Review or Report Credit?
February 24, 2020 By Leave a Comment
In late January, Fair Isaac Corporation — the creators of the FICO score — announced they’ll update their scoring model this summer. Called FICO 10, the company’s newest revision will impact an estimated 110 million consumers. But how will this change affect you? First, a FICO primer FICO isn’t just […]
Differences in Reporting Consumer Credit vs. Commercial Credit
January 31, 2020 By Leave a Comment
Most people are familiar with — or at least aware of — consumer credit reports. Most people also know they have a credit score based on their payment histories. They expect debtors to report most of their installment payments to the bureaus. But fewer people have ever heard of business […]
Everything You Need to Know About Credit Stacking
January 5, 2020 By Leave a Comment
The service Datalinx provides — helping companies and organizations report consumer and commercial credit to the four major credit bureaus — is known by a lot of names. Some people call us third-party processors or aggregators, while others refer to us as a credit reporting service company. One lesser-known name […]
e-OSCAR and Credit Disputes: What You Need to Know if You Report Credit
November 29, 2019 By Leave a Comment
Everyone makes mistakes, even when it comes to reporting credit. In fact, at least 42 million times mistakes appear on consumer credit reports. A 2012 study by the Federal Trade Commission (FTC) found 20 percent of consumers have verified errors in their credit reports. In one in 20 of those […]