The Benefits of Reporting HOA Payment Histories to the Credit Bureaus!

Most homeowners understand the consequences of late or missed mortgage payments—espeically the potential damage to their credit reports. Paying HOA dues on time is just as important. Unfortunately, some owners don’t think paying HOA dues is as important as paying mortgages or auto loans. Maybe this is because landlords and […]

Reporting Evictions: Are There Long-Term Effects?

Have you ever considered reporting evictions to the four major credit bureaus? It’s not as difficult as you think, especially with the help of a credit reporting service. But first, it’s important to understand the credit-related effects of reporting evictions. One of the questions consumers are most curious about is […]

Can Property Managers Report Rental Payments to Credit Bureaus?

Most landlords aren’t able to report rental payments bad tenants directly to the four major credit reporting agencies. The bureaus require a merchant account to report a tenant’s late payment activity. Many landlords don’t create enough monthly transactions to qualify for this particular support. Options to report rental payments So […]

Do Utility Payments Affect Credit?

Can utility payments impact your credit report? Yes, they can! Plus, the longer you pay them on time, the greater the impact to your credit score. You also need to pay utility bills on time, and you might wonder whether these payments will be able to help you improve credit scores. […]

How to Report Rent Payments to Credit Bureaus

Having a great credit rating is the key to opening several important doors in your life: it will help qualify you for car loans, mortgages, credit cards, and more. A sound, positive credit track record can also allow you to procure bigger loans at better rates. One fairly new way […]